Choose the Reward Currency for Fixed Crypto Lending Plans

How does reward currency selection work?

Previously, the reward for a Fixed Crypto Lending plan was paid in the same asset used to open the plan. Now, you can choose another supported cryptocurrency for the payout.

When creating an eligible fixed plan, the deposit currency is automatically set as the reward currency. If you want to receive your reward in another asset, you can select it before confirming the plan.

If the reward currency differs from the deposit currency, the reward is automatically converted via Convert at payout. The selected asset is then credited to your Main balance.

Let’s say the deposit currency is USDT and the reward currency is BTC.

Once the plan term ends, the reward is calculated in USDT and automatically converted into BTC at the current Convert rate. BTC is credited directly to the Main balance — there is no need to convert USDT manually.

If USDT remains the reward currency, no conversion takes place, and the reward is credited as usual.

The reward currency can be changed

The choice you make when creating a plan is not final. While the fixed plan is active, you can change the reward currency.

Simply open the details of the active plan, select another available reward currency, and confirm the changes. There is no limit to the number of times you can change it.

The selection applies separately to each fixed plan. If you have several plans open at the same time, you can choose a different reward currency for each one.

Which cryptocurrencies are available?

You can choose the following currencies for your reward: BTC, ETH, WBT, USDT, USDC, EURI, LTC, XLM, TRX, XRP, LINK, SOL, DOGE, ADA, NEAR, AVAX, FET, ARB, SUI, PEPE, POL, ETC, ATOM, DOT, and BCH.

The list of available currencies may change depending on asset availability.

The option to choose a different currency is available if the estimated reward amount is between 5 and 35,000 USDT equivalent. If it falls outside this range, the reward is paid in the deposit currency.

How is the reward amount calculated after conversion?

If the reward currency differs from the deposit currency, the amount in the selected asset that you see in advance is an estimate.

The conversion rate is not locked when you select the currency. The actual conversion takes place when the reward is accrued and paid out, at the Convert rate applicable at that time. The transaction is executed taking theConvert spread into account.

Therefore, the actual amount of the selected cryptocurrency you receive may differ from the amount calculated in advance.

After the payout, the transaction will also appear in your Crypto Lending and Convert histories.

What happens if the selected cryptocurrency becomes unavailable?

If the selected reward currency becomes unavailable before the payout — for example, due to delisting or the suspension of operations with the asset — the reward will automatically be paid in the deposit currency.

In this case, you will receive a corresponding notification.

Who can use the new feature?

Reward currency selection is available for new Fixed Crypto Lending plans that meet the reward amount requirements.

The feature does not apply to Flexible Crypto Lending plans or Fixed Crypto Lending plans created before its launch. Rewards for already active plans will continue to be paid in the deposit currency.

Choose what you receive your reward in

Fixed Crypto Lending plans now give you more flexibility in choosing the asset in which you receive your reward.

You can keep the same cryptocurrency used to open the plan or choose another supported asset. In the latter case, Convert will automatically perform the conversion at payout, and the selected cryptocurrency will be credited directly to your Main balance.

One fixed plan — two separate decisions: which asset to place in the plan and which asset to receive your reward in.